American Family Mutual Insurance Company: Everything You Should Know
American Family Insurance is one of the oldest and most respected insurance brands in the United States. Founded in 1927 in Madison, Wisconsin, the company started out offering car insurance for farmers. Over time, it has grown into a full-service insurer, providing millions of Americans with everything from auto and home to life, renters, and even farm insurance.
🚗 What Types of Insurance Does American Family Offer?
American Family offers a wide variety of policies designed to cover what matters most:
- Auto Insurance – Liability, collision, comprehensive, uninsured/underinsured motorist coverage, and more. Perks like accident forgiveness and emergency roadside service are also available.
- Homeowners Insurance – Covers your home, belongings, and liability. Add-ons include identity theft, sump pump backup, and hidden water damage.
- Renters Insurance – Affordable protection for personal property and liability while renting.
- Life Insurance – Term life, whole life, and simplified issue options to protect your family’s future.
- Business Insurance – Customizable plans for small businesses, including liability, commercial property, and workers’ comp.
- Farm & Ranch Insurance – Specialized policies for working farms and agricultural businesses.
- Umbrella Insurance – Extra liability protection that extends beyond your auto or home coverage.
- Pet Insurance – Coverage for vet visits, accidents, chronic illness, and more (through partner providers).
🗺️ Where Is American Family Available?
American Family currently operates in 19 states, including:
AZ, CO, GA, IL, IN, IA, KS, MN, MO, NE, NV, ND, OH, OR, SD, UT, WA, WI
⚠️ Some plans may vary by state. Not all coverage options are available everywhere.
💡 Why Choose American Family?
Here’s what sets American Family apart:
- 🧑💼 Strong Local Agent Network – Real people, not bots. Local agents are ready to help in person or virtually.
- 📱 MyAmFam Mobile App – Access digital ID cards, pay bills, file claims, and track policies anytime.
- 🎯 DreamSecure Life Insurance – A modern approach to life insurance, focused on long-term family goals.
- 🎁 Discounts – Save with multi-policy bundling, good driving, teen drivers, and more.
- 🤝 Customer-Owned Company – As a mutual company, American Family answers to policyholders, not shareholders.
📊 Financial Snapshot
American Family has a strong financial foundation and continues to invest in digital tools and customer experience:
- 💰 Annual Revenue: $14+ billion
- 🏦 Total Assets: $35 billion
- 📈 AM Best Rating: A (Excellent)
- 👥 Employees: Over 13,000
- 🏢 Ownership: Mutual (owned by policyholders)
Their consistent growth and high ratings reflect a trusted name with financial stability.
📞 Contact Information
Here’s how to reach American Family Insurance:
- 🌐 Website: www.amfam.com
- ☎️ Customer Service: 1-800-MYAMFAM (1-800-692-6326)
- 🏢 Headquarters:
American Family Insurance
6000 American Parkway
Madison, WI 53783 - 📲 Mobile App: MyAmFam (iOS & Android)
- 📍 Find an Agent: Available on the website by ZIP code
✅ Pros & Cons
👍 Pros:
- Excellent financial strength
- Personalized support from licensed agents
- Wide range of insurance options
- Easy-to-use mobile app
👎 Cons:
- Not available in all 50 states
- May be more expensive than online-only insurers
- Some services require going through an agent
🏁 Final Thoughts
If you’re looking for a reliable, full-service insurance provider that combines local service with national strength, American Family is a smart choice. Whether you’re a first-time homeowner, a small business owner, or planning for the future, their policies are built to protect what matters most — with flexibility and personal care.