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Post-Quantum Cryptography in Insurance

Post-Quantum Cryptography in Insurance

Post-Quantum Cryptography in Insurance: USPTO Patent 64/001,272 Explained

In the first two articles of this series, we discussed why cryptographic video verification is becoming essential for insurance agents and how Ondo Zero Video delivers 2-second protection. Now it is time to look under the hood.

This article explains the patent that powers our technology: USPTO Patent Application 64/001,272.

I am Glushkov Oleg, the inventor. And I will walk you through why this patent matters — not just for our app, but for the entire insurance industry.

The Problem That Existing Cryptography Cannot Solve

Most digital security today relies on two mathematical problems: factoring large numbers (RSA) and discrete logarithms (ECC, DSA). These problems are hard for classical computers but vulnerable to quantum computers.

A sufficiently powerful quantum computer running Shor’s algorithm could break RSA and ECC in hours. While such machines do not exist at scale yet, the risk is real for insurance. Why? Because insurance claims can be disputed for 10, 20, or 30 years. A video recorded today must remain verifiable for decades. If someone stores that encrypted video now and cracks it with a quantum computer in 2035, every claim becomes questionable.

This is called the “harvest now, decrypt later” threat. And it is not science fiction — intelligence agencies are already collecting encrypted data for future decryption.

The insurance industry has no choice but to migrate to post-quantum cryptography (PQC).

What Is Post-Quantum Cryptography?

Post-quantum cryptography refers to cryptographic algorithms that are secure against both classical and quantum computers. These algorithms are based on mathematical problems that quantum computers cannot solve efficiently.

The National Institute of Standards and Technology (NIST) has been running a multi-year competition to standardize PQC algorithms. The finalists include lattice-based, code-based, hash-based, and multivariate approaches.

However, there is a catch: most PQC algorithms are new and less tested than RSA or ECC. Some may have hidden weaknesses. And many are computationally heavy — a problem for mobile devices like smartphones that insurance agents use in the field.

This is where our patent takes a different path.

USPTO 64/001,272: A New Hardness Assumption

Patent 64/001,272 does not claim a specific algorithm. It claims something more fundamental: a new hardness assumption — a mathematical problem that is believed to be hard for both classical and quantum computers.

Most existing cryptography is built on a small set of hardness assumptions (factoring, discrete log, lattice problems). Our patent introduces a novel assumption that is independent of these classical problems. This means that even if quantum computers break RSA, ECC, and lattice-based crypto simultaneously (unlikely but theoretically possible), our approach could remain secure because it rests on different mathematics.

Specifically, the patent describes a hardness assumption related to certain algebraic structures that have not been widely studied in the context of quantum attacks. Without revealing proprietary details, the key innovation is that the problem’s structure resists the types of quantum speedups (Shor, Grover, and their variants) that threaten traditional cryptography.

This independence is crucial for defense in depth. A prudent security strategy does not put all trust in one mathematical foundation. By offering an alternative hardness assumption, we provide a hedge against unforeseen breakthroughs.

Why This Matters for Insurance Video Verification

Ondo Zero Video uses this patent-protected hardness assumption as part of its cryptographic anchoring process. Every 2 seconds, the video data is bound to a signature that relies on this quantum-resistant foundation.

What this means for insurance agents:

  • Long-term verifiability: A video recorded today can still be verified in 2045, even if large-scale quantum computers exist.
  • No trusted third party required: The verification is mathematical, not institutional. Anyone can check the integrity without calling a central authority.
  • Mobile-friendly: Unlike some heavy PQC schemes, our approach is designed to run efficiently on Android smartphones with minimal battery and CPU impact.

No other video verification tool for insurance offers a patent-protected, post-quantum hardness assumption. Most use standard hashing (SHA-256) or conventional signatures (RSA, ECC), which are quantum-vulnerable.

The Status of the Patent

USPTO 64/001,272 is a provisional patent application. It establishes a priority date and allows us to use the term “Patent Pending.” The technology disclosed within is now part of the public record, which means no one else can claim the same invention.

We are actively pursuing a full non-provisional patent. For insurance agents and carriers, this means the solution you adopt today is backed by novel intellectual property — not just open-source code that anyone can copy.

A Note on Responsible Disclosure

Some may ask: “If this is a new hardness assumption, how do you know it is secure?”

That is a fair question. New cryptographic proposals require years of analysis by the global research community. Our claim is not that this assumption is unbreakable — no honest cryptographer would say that. Our claim is that it offers independence from existing assumptions, which strengthens overall security through diversity.

We have designed the system so that even if the new assumption were weakened, the overall video protection would still rely on additional layers (including standard hashing). This is defense in depth.

Why Insurance Agents Should Care

You do not need to understand the mathematics to benefit from it. What matters is the business outcome:

  • Your video evidence remains trustworthy for decades.
  • You are protected against future quantum decryption attacks.
  • You use a solution that is patent-backed and unique in the market.

When a carrier or a court asks, “Can you prove this video is authentic and will remain authentic for the next 20 years?” — you can answer yes. Most agents cannot.

The Bottom Line

Post-quantum cryptography is not a marketing gimmick. It is a necessity for any industry that relies on long-term digital evidence. Insurance is at the top of that list.

USPTO 64/001,272 represents our contribution to this field — a new hardness assumption that powers real-time, 2-second video protection in Ondo Zero Video.

We are not waiting for quantum computers to arrive. We are preparing for them now.

Ready to See Post-Quantum Protection in Action?

Join our exclusive Android demo program. The first 30 qualified independent insurance agents receive free SOL and utility token funding to test Ondo Zero Video — the only mobile app with patent-pending post-quantum verification.

Download Ondo Zero Video (Android only): https://play.google.com/apps/testing/com.ondozero.app

Or email contact@nationalinsuranceguide.com with subject line “Ondo Zero Android Demo” to apply.

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