NATIONAL INSURANCE GUIDE

Alaska Insurance Agent License

Alaska Insurance Agent License: Complete 2026 Guide

Getting an Alaska insurance agent license (also called insurance producer license) is regulated by the Alaska Division of Insurance (DOI) under the Department of Commerce, Community, and Economic Development (DCCED). Alaska requires exams and fingerprints for Life, Health, Property, Casualty, Adjuster, Surplus Lines Broker, and other lines. No pre-licensing education required. Apply via NIPR/Sircon. No federal license—state-only.

Alaska License Requirements (2026)

🚨 2025 Update: Fingerprint cards valid 1 year from LOA status date. New CE rules for cancelled licenses. Higher fees for TPA/PBM ($2K–$20K).

Eligibility: Age 18+, Alaska resident/US citizen, clean criminal record.
Pre-Licensing Education: NOT REQUIRED for any line.
State Exam: Pearson VUE. $89 fee (covers 1–2 exams/session). Life: 110 q (90 scored)/2.25 hrs, 70% pass. Health: 110 q/2.25 hrs.
Fingerprints: Required via Fieldprint ($51.50). Valid 1 year. Exempt: current AK license holders, certain classes (Surplus Lines, Viatical). Code: insurance-specific.
Application: NIPR/Sircon within 90 days of resident state cancellation (for movers). $75–300 fee depending on license type. Processing: 5–15 days.
Renewal: Biennial by birth month, 24 CE hours, $75 fee. Non-residents exempt except adjusters designating AK as home state.

Alaska License Types & Exam Details

Type	Exam Fee	Questions/Time	Notes
Life Only	$89 (combo)	90 scored / 2.25 hrs	20 pretest q
Accident & Health Only	$89 (combo)	90 scored / 2.25 hrs	Popular combo
Property	$89	Varies	Surplus Lines req P&C
Casualty	$89	Varies
Independent Adjuster	$89	Varies	6 months experience
Surplus Lines Broker	$300	Req P&C license	Fingerprint exempt
Limited Title	$75	Exam req	Age 19+

Exam Combo: $89 covers 2 exams in one session (physical centers only).

Fees Breakdown (Alaska 2026)

Item	Cost	Provider
Pre-Lic Course (Optional)	$100–200	Kaplan/XCEL
Exam (1–2 lines)	$89	Pearson VUE
Fingerprints	$51.50	Fieldprint
Application	$75–300/line	NIPR/Sircon
Renewal	$75 + 24 CE	DOI
TPA License	$2,000	New 2025
PBM License	$20,000	New 2025
Total Initial (Life)	~$215

Reciprocity & Non-Resident

Full reciprocity: Alaska licenses transfer to all 50 states. Non-residents: No fingerprints if active AK license. Movers from other states: Apply within 90 days of previous resident cancellation. Fee: $75. Producer Licensing Compact participant.

Top 3 Alaska Pre-Lic Providers

Kaplan Financial: AK-approved packages. 800-KAPLAN-8 | kaplanfinancial.com
XCEL Solutions: Northern focus, exam prep. 800-203-9235 | xcelsolutions.com
National Online Insurance School: Life/Health specialist. nationalonlineinsuranceschool.com

DOI Official: insurance.alaska.gov | 907-269-7900 | insurance.licensing@alaska.gov | NIPR Producer Portal.

Frequently Asked Questions (15)

Is pre-licensing required in Alaska? No—for all lines. Exam prep recommended.
What’s the Alaska DOI website/contact? insurance.alaska.gov | 907-269-7900.
Who administers Alaska insurance exams? Pearson VUE (pearsonvue.com).
Alaska application fee? Fingerprint cost? $75–300 app + $51.50 fingerprints.
Does Alaska require high school diploma? No formal requirement.
Alaska exam pass rate/provider? 70% pass, Pearson VUE ($89, 90–110 scored q).
Fingerprinting process in Alaska? Fieldprint ($51.50), valid 1 year from LOA date.
Alaska CE hours for renewal? 24 hours biennial by birth month. Non-res exempt.
Reciprocity from other states to Alaska? Full (50 states). 90-day window for movers.
Can felons get Alaska license? Case-by-case via background check.
Exam locations in Alaska? Anchorage + online proctored. Rural testing available.
How long for Alaska license approval? 5–15 days post-exam/fingerprints.
Alaska-specific license types? Surplus Lines (P&C req), Viatical (Life req), Limited Title.
Non-resident licensing for Alaska? $75 fee, no fingerprints if active license.
Top 3 pre-lic providers for Alaska? Kaplan, XCEL, National Online Insurance School.