NATIONAL INSURANCE GUIDE

Arkansas Insurance Agent License

Arkansas Insurance Agent License

Arkansas Insurance Agent License: Complete 2026 Guide

Getting an Arkansas insurance agent license (also called insurance producer license) is regulated by the Arkansas Insurance Department (AID). Arkansas requires pre-licensing education and exams for Life, Health, Property, Casualty, and other lines. Fingerprints required. Apply via NIPR/Sircon. No federal license—state-only.​

Arkansas License Requirements (2026)

  1. Eligibility: Age 18+, Arkansas resident, clean criminal record.
  2. Pre-Licensing Education: REQUIRED (DOI-approved providers):
    • Life: 20 hours.
    • Health: 20 hours.
    • Life/Health: 40 hours.
    • Property: 20 hours.
    • Casualty: 20 hours.
    • P&C: 40 hours.
    • Online OK (ExamFX, Kaplan).​
  3. State Exam: Pearson VUE/PSI. $50–75 fee. 70% pass, retake after 24 hrs.
  4. Fingerprints: Required ($38–50 via IdentoGO). FBI/state background check.
  5. Application: NIPR/Sircon post-exam/fingerprints. $30–60 fee per line. Processing: 5–15 days.
  6. Renewal: Biennial, 24 CE hours (3 ethics), $30 fee. LTC training required.​

Arkansas License Types & Hours

TypePre-Lic HoursExam FeeNotes ​
Life20$50Term/Whole Life
Accident & Health20$50Disability
Property20$50Homeowners
Casualty20$50Liability
P&C Combined40$75Popular
Bail Bonds20$50Special req

Fees Breakdown (Arkansas 2026)

ItemCostProvider
Pre-Lic Course$100–200ExamFX/Kaplan
Exam$50–75Pearson VUE
Fingerprints$38–50IdentoGO
Application$30–60/lineNIPR
Renewal$30 + 24 CEAID
Total Initial (Life)~$170

Reciprocity & Non-Resident

Full reciprocity: Arkansas licenses transfer to 50 states via NIPR. Non-residents: fingerprints if home state lacks equivalent. Fee: $30.​

Top 3 Arkansas Pre-Lic Providers

  • ExamFX: AR-approved. 800-793-7128 | examfx.com
  • Kaplan: Bundles. 800-KAPLAN-8 | kaplanfinancial.com
  • XCEL: Southern focus. 800-203-9235 | xcelsolutions.com

AID Official: insurance.arkansas.gov | 501-371-2600 | NIPR Portal.​

Frequently Asked Questions (15)

  1. Pre-licensing hours for Life in Arkansas? 20 hours required.​
  2. Arkansas AID website/contact? insurance.arkansas.gov | 501-371-2600.
  3. Exam provider in Arkansas? Pearson VUE/PSI ($50–75).
  4. Application/fingerprint fees? $30–60 app + $38–50 prints.
  5. High school diploma required? No.
  6. Exam pass rate? 70%, retake 24 hrs.
  7. Fingerprint process? IdentoGO post-exam.
  8. CE for renewal? 24 hours biennial (3 ethics).
  9. Reciprocity to Arkansas? Full (50 states).
  10. Felons eligible? Case-by-case.
  11. Exam locations? Little Rock, Fayetteville + online.
  12. Approval timeline? 5–15 days.
  13. License types? Life/Health, P&C, Bail.
  14. Non-resident fee? $30.
  15. Top providers? ExamFX, Kaplan, XCEL.

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USA Insurance Agent License