NATIONAL INSURANCE GUIDE

Georgia Insurance Producer License

Georgia Insurance Producer License

Georgia Insurance Producer License: Complete 2026 Guide

Getting a Georgia insurance producer license is regulated by the Office of Insurance and Safety Fire Commissioner (OCI). Georgia requires pre-licensing (8–40 hours) and exams for Life, Health, Property, Casualty, Personal Lines. No residency requirement post-HB 408. Apply via NIPR/Sircon.​

🚨 HB 408 (Pending 2026): Eliminates pre-licensing, 3-day re-exam wait, 25% controlled business cap.​

Georgia License Requirements (2026)

  1. Eligibility: Age 18+, clean record (6 months GA presence optional).
  2. Pre-Licensing: Required (OCI-approved):
    • Life: 8 hours
    • Health: 8 hours
    • Life/Health: 16 hours
    • P&C: 16 hours
    • Personal Lines: 8 hours
  3. State Exam: Pearson VUE. $50–75 fee. 70% pass.
  4. Fingerprints: Required (IdentoGO).
  5. Application: NIPR. $40–80 fee. Processing: 5–10 days.
  6. Renewal: Biennial Dec 31, 24 CE hours.​

Georgia License Types & Hours

TypePre-Lic HoursExam FeeNotes ​
Life8$50
Accident & Sickness8$50
Life/A&S16$75Popular
Property & Casualty16$75
Personal Lines8$50

Fees Breakdown (Georgia 2026)

ItemCostProvider
Pre-Lic$100–200ExamFX/WebCE
Exam$50–75Pearson VUE
Fingerprints$50IdentoGO
Application$40–80NIPR
Total Initial~$240

Reciprocity & Non-Resident

Full via NIPR. No GA exam if home state license active.​

Top 3 Georgia Pre-Lic Providers

  • ExamFX: oci.ga.gov approved. examfx.com​
  • WebCE: webce.com
  • Kaplan: kaplanfinancial.com

OCI Official: oci.georgia.gov | NIPR Portal.​

Frequently Asked Questions (15)

  1. Life pre-lic hours? 8 hours.​
  2. OCI website? oci.georgia.gov.
  3. Exam provider? Pearson VUE.
  4. Fees? $50–75 exam + prints.
  5. Diploma required? No.
  6. Pass rate? 70%.
  7. Fingerprints? IdentoGO.
  8. CE hours? 24 biennial.
  9. Reciprocity? Full.
  10. Felons? Case-by-case.
  11. Exam locations? Atlanta + statewide.
  12. Approval? 5–10 days.
  13. HB 408 changes? No pre-lic (pending).
  14. Non-resident? Home license OK.
  15. Providers? ExamFX/WebCE

Read more:

USA Insurance Agent License – USA Insurance Agent License