NATIONAL INSURANCE GUIDE

Hawaii Insurance Producer License

Hawaii Insurance Producer License: Complete 2026 Guide

A Hawaii insurance producer license is issued by the Hawaii Insurance Division of the Department of Commerce and Consumer Affairs (DCCA). Hawaii does not require pre-licensing education. Applicants must pass the state exam administered by Pearson VUE, complete fingerprinting through Fieldprint, and submit the application through the National Insurance Producer Registry (NIPR). There is no federal insurance producer license; licensing is state-based only.

Eligibility and Core Requirements

Minimum age: 18
Residency: Hawaii resident for a resident license (non-resident licenses available under reciprocity rules)
Background: Fingerprint-based criminal history check required for most resident applicants
Pre-licensing education: Not required (exam preparation is strongly recommended)
Exam: Pass the applicable Pearson VUE licensing examination(s)
Application: Electronic submission via NIPR after exam and fingerprinting
General Excise Tax license: Required under Hawaii tax law for producers conducting business in the state

Step-by-Step Licensing Process

Prepare for and pass the exam
Register with Pearson VUE. Exams are available at test centers and via online proctoring. A passing scaled score (typically 70) is required. Exam results are generally valid for two years.
Complete fingerprinting
Schedule through Fieldprint Hawaii using the registration code HI-DCCA-INS. Fees (state and federal) are collected by Fieldprint and typically total $50–$70.
Submit the license application
File electronically through NIPR and pay the applicable fee. The application must generally be submitted within 60 days of fingerprinting. Processing times commonly range from several days to a few weeks.
Obtain appointments
An appointment with an insurer is required before transacting business on behalf of that insurer. Appointments are submitted through NIPR.

License Types and Examination Overview

Common lines of authority include Life, Accident & Health or Sickness, Property, Casualty, Personal Lines, and Surplus Lines. Combined Property & Casualty exams are frequently taken. Specific exam content, question counts, and timing are detailed in the current Pearson VUE Hawaii candidate handbook.

Special categories (Life Settlement Broker, Reinsurance Intermediary, etc.) may require an underlying active producer license and additional qualifications.

Fees (Approximate 2026 Figures)

Item	Approximate Cost	Notes
Exam (Pearson VUE)	$75 per exam sitting	Varies slightly by exam
Fingerprinting (Fieldprint)	$50–$70	Includes state and federal fees
Resident Producer Application	$150	Via NIPR
Non-Resident Producer	Higher (check current NIPR schedule)	Reciprocity rules apply
Renewal (Resident Producer)	$100	Biennial

Fees are subject to change; confirm current amounts on NIPR and the DCCA Insurance Division site at the time of application.

Renewal and Continuing Education

Licenses renew every two years, typically by the last day of the licensee’s birth month.

Continuing education requirement: 24 credit hours every two years.

Includes a minimum of 3 hours of ethics or Hawaii insurance laws and rules.
Multi-line producers (Life/Health and Property/Casualty) must allocate hours across the lines held (commonly 10 hours Life/Health-related, 11 hours Property/Casualty-related, plus 3 ethics).
CE must be completed and reported by the approved provider before the renewal can be processed electronically. Complete CE at least 15 days before the renewal deadline to allow reporting time.

Reciprocity and Non-Resident Licensing

Hawaii participates in producer licensing reciprocity. Non-resident applicants generally must hold an active license in their home state. Fingerprinting is typically not required for non-residents when the home-state background check satisfies Hawaii requirements. Applications are submitted through NIPR.

Business Entities

A business entity producer license requires designation of a Hawaii-licensed individual producer as the responsible licensed producer. Entity applications are also filed through NIPR.

Recommended Exam Preparation Providers

Although pre-licensing education is not mandatory, structured courses improve pass rates. Commonly used providers include:

Kaplan Financial
ExamFX
WebCE

Confirm that any course materials cover the current Hawaii content outline published by Pearson VUE / DCCA.

Official Resources

Hawaii Insurance Division (DCCA): cca.hawaii.gov/ins
Phone: 808-586-2790 (confirm current contact numbers on the official site)
Fingerprinting: fieldprinthawaii.com (code HI-DCCA-INS)
Exam registration: Pearson VUE
Applications and appointments: nipr.com

Frequently Asked Questions

Is pre-licensing education required in Hawaii?
No. Only a passing exam score is required.

Who administers the exam?
Pearson VUE (test centers and online proctoring).

How long do I have after fingerprinting to apply?
Generally within 60 days of the fingerprint date.

How many CE hours are required for renewal?
24 hours every two years, including 3 hours of ethics or Hawaii insurance law/rules.

Do non-residents need fingerprints?
Usually not, provided the home-state license and background requirements are satisfied.

Can a license be reinstated after expiration?
Limited reinstatement windows exist with penalties; after a longer lapse, the full initial licensing process (including exam) may be required.

Always verify current fees, forms, exam content outlines, and procedural details directly with the Hawaii Insurance Division and NIPR, as requirements and fees can change.

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