NATIONAL INSURANCE GUIDE

Hawaii Insurance Producer License

Hawaii Insurance Producer License

Hawaii Insurance Producer License: Complete 2026 Guide

Getting a Hawaii insurance producer license (also called insurance agent license) is regulated by the Hawaii Insurance Division under the Department of Commerce and Consumer Affairs (DCCA). Hawaii requires state exams and fingerprints (Fieldprint, within 7 days of application) for Life, Health, Property, Casualty, Adjuster, Surplus Lines, and other lines. Business entities need Designated Responsible Licensed Producer. Apply via NIPR. No federal license—state-only.​

🚨 2026 Updates: Life Settlement Broker requires 1-year active Life producer license. Reinsurance Intermediary renewals need active Producer license. Fingerprint window tightened to 7 days post-application. Non-residents exempt from prints if home state compliant.​

Hawaii License Requirements (2026)

  1. Eligibility: Age 18+, Hawaii resident, clean criminal record, US citizen/permanent resident.
  2. Pre-Licensing Education: NOT REQUIRED (recommended 20–40 hours).
  3. State Exam: Prometric/PSI. $50–$90 fee. 100–150 questions, 70% pass, 2 hours.
  4. Fingerprints: Required (Fieldprint, $51.50). Within 7 days of application. ORI code via cca.hawaii.gov/ins.
  5. Application: NIPR post-exam/prints. $51–$100 fee per line. Processing: 5–15 days.
  6. Renewal: Biennial, 24 CE hours, $51 fee. Retaliatory fees apply via NIPR.​

Hawaii License Types & Exam Details

TypeExam FeeQuestions/TimeNotes ​
Life$50100 q / 2 hrsLife Settlement req 1yr active
Health$50100 q / 2 hrsDisability/Medical
Property$90125 q / 2 hrsHomeowners
Casualty$90125 q / 2 hrsLiability
P&C Combined$90150 q / 2.5 hrsPopular
Independent Adjuster$50100 q / 2 hrs6 months experience
Surplus Lines Broker$100Req P&CBusiness address req’d

Business Entities: Must name Hawaii resident producer as responsible party.​

Fees Breakdown (Hawaii 2026)

ItemCostProvider ​
Pre-Lic Course (Optional)$100–250Kaplan/ExamFX
Exam$50–$100/linePrometric
Fingerprints$51.50Fieldprint
Application$51–$100/lineNIPR
Renewal$51 + 24 CEDCCA
Total Initial (Life)~$200

Reciprocity & Non-Resident

Full reciprocity: Hawaii licenses transfer to all 50 states via NIPR. Non-residents: No fingerprints if home state compliant. Active home license required. Fee: $51. Producer Licensing Compact participant.​

Top 3 Hawaii Pre-Lic Providers

  • Kaplan Financial: HI-approved packages. 800-KAPLAN-8 | kaplanfinancial.com​
  • ExamFX: Pass guarantee. 800-793-7128 | examfx.com
  • WebCE: Affordable bundles. 877-488-9308 | webce.com

DCCA Official: cca.hawaii.gov/ins | 808-586-2790 | Fingerprint instructions: cca.hawaii.gov/ins/producers.​

Frequently Asked Questions (15)

  1. Pre-licensing required in Hawaii? No—exam prep recommended.​
  2. Hawaii DCCA website? cca.hawaii.gov/ins | 808-586-2790.
  3. Exam provider? Prometric/PSI ($50–$100).​
  4. Fingerprint timing? Within 7 days of NIPR app.​
  5. High school diploma? No formal requirement.
  6. Exam pass rate? 70% (100–150 q).
  7. Fieldprint process? $51.50, ORI code online.​
  8. Renewal CE? 24 hours biennial.
  9. Reciprocity? Full (50 states).
  10. Felons eligible? Case-by-case background.
  11. Exam locations? Honolulu, Hilo + online proctored.
  12. License approval? 5–15 days.
  13. HI-specific? Life Settlement (1yr Life req), Surplus Lines.​
  14. Non-resident prints? Exempt if home compliant.
  15. Top providers? Kaplan, ExamFX, WebCE.

Read more:

USA Insurance Agent License – USA Insurance Agent License