Idaho Insurance Producer License

Idaho Insurance Producer License: Complete 2026 Guide

Getting an Idaho insurance producer license is regulated by the Idaho Department of Insurance (DOI). Idaho requires pre-licensing education (20–40 hours), exams via Pearson VUE, and fingerprints at test center ($61.25) for Life, Health, Property, Casualty, Personal Lines, Adjuster. Apply via NIPR/Sircon within 180 days of exam. No federal license.​

Idaho License Requirements (2026)

1. Eligibility: Age 18+, Idaho resident, clean record.
2. Pre-Licensing: REQUIRED (20 hours/line, DOI-approved providers).
3. State Exam: Pearson VUE. $50–$75 fee. 70% pass. Fingerprints at test center ($61.25).
4. Application: NIPR/Sircon within 180 days of exam. $50–$100 fee.
5. Renewal: Annual May 31, 24 CE hours, $50 fee.​

Idaho License Types & Hours

Type	Pre-Lic Hours	Exam Fee	Notes ​
Life	20	$50
Disability	20	$50
Property	20	$50
Casualty	20	$50
Personal Lines	20	$50	Simplified

Fees Breakdown (Idaho 2026)

Item	Cost	Provider
Pre-Lic	$100–200	ExamFX/Kaplan
Exam + Prints	$111.25	Pearson VUE
Application	$50–$100	NIPR
Total Initial	~$260

Reciprocity & Non-Resident

Full via NIPR. New residents apply within 90 days.​

Top 3 Idaho Pre-Lic Providers

• ExamFX: idoi.idaho.gov approved. examfx.com​
• Kaplan: kaplanfinancial.com
• Steadily: steadily.com (P&C focus)​

DOI Official: doi.idaho.gov | NIPR Portal.​

Frequently Asked Questions (15)

1. Pre-lic hours? 20 hours/line.​
2. DOI website? doi.idaho.gov.
3. Exam provider? Pearson VUE.
4. Prints at exam? Yes ($61.25).​
5. Diploma required? No.
6. Pass rate? 70%.
7. App deadline? 180 days post-exam.
8. Renewal? Annual May 31.
9. Reciprocity? Full.
10. Felons? Background check.
11. Exam locations? Boise + statewide.
12. Approval time? 7–14 days.
13. License types? Life/Dis/P&C.
14. Non-resident? Home license OK.
15. Providers? ExamFX/Kaplan.​

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