Delaware Insurance Producer License

Delaware Insurance Producer License: Complete 2026 Guide

Getting a Delaware insurance producer license (also called insurance agent license) is regulated by the Delaware Department of Insurance (DOI). Delaware does not require pre-licensing education but mandates state exams and fingerprints for Life, Health, Property, Casualty, Personal Lines, Adjuster, and other lines. Business-friendly with no appointment requirement. Apply via NIPR. No federal license—state-only.​

🚨 2026 Updates: Appointment fees reduced ($50 → $25 non-resident, Nov 1, 2024 carryover). Viatical Settlement Providers no longer need Designated Responsible Licensed Producer (DRLP). Adjuster exemption for licensed agents/brokers handling own claims.​

Delaware License Requirements (2026)

1. Eligibility: Age 18+, Delaware resident or business with DE physical office, clean criminal record, US citizen/permanent resident.
2. Pre-Licensing Education: NOT REQUIRED (recommended 20–40 hours exam prep).
3. State Exam: Prometric/PSI. $90 fee. 100–150 questions, 70% pass, 2 hours. Retake after 10 days.
4. Fingerprints: Required ($85 via State Police). FBI/state criminal history (dated <90 days). Submit with application.
5. Application: NIPR post-exam/fingerprints. $100 fee (resident). Processing: 5–10 business days. No sponsor appointment needed.
6. Renewal: Annual Dec 31, 24 CE hours, $125 fee. Late fee applies.​

Delaware License Types & Exam Details

Type	Exam Fee	Questions/Time	Notes ​
Life	$90	100 q / 2 hrs	Variable annuity req Life + NASD
Health	$90	100 q / 2 hrs	Disability/Medical
Property	$90	125 q / 2 hrs	Homeowners
Casualty	$90	125 q / 2 hrs	Liability
P&C Combined	$90	150 q / 2.5 hrs	Most popular
Personal Lines	$90	100 q / 2 hrs	Simplified
Public Adjuster	$90	100 q / 2 hrs	Claims advocacy

Special: Variable Annuity req Life license + NASD registration.​

Fees Breakdown (Delaware 2026)

Item	Cost	Provider ​
Pre-Lic Course (Optional)	$100–200	All-Lines Training/Kaplan
Exam	$90/line	Prometric/PSI
Fingerprints	$85	DE State Police
Application	$100	NIPR
Renewal	$125 + 24 CE	DOI
Non-Resident Appt	$25	Carriers
Total Initial (Life)	~$275

Reciprocity & Non-Resident

Full reciprocity: Delaware licenses transfer to all 50 states via NIPR. Non-residents: No fingerprints if home state equivalent. $100 fee. Producer Licensing Compact participant.​

Top 3 Delaware Pre-Lic Providers

• All-Lines Training: DE-specific prep. $179 bundles | alllinestraining.com​
• Kaplan Financial: Simulators. 800-KAPLAN-8 | kaplanfinancial.com
• ExamFX: Pass guarantee. 800-793-7128 | examfx.com

DOI Official: insurance.delaware.gov | 302-674-7300 | NIPR Producer Portal.​

Frequently Asked Questions (15)

1. Pre-licensing required in Delaware? No—exam prep recommended.​
2. Delaware DOI website/contact? insurance.delaware.gov | 302-674-7300.​
3. Exam provider? Prometric/PSI ($90).​
4. Application/fingerprint fees? $100 app + $85 prints.​
5. High school diploma required? No.​
6. Exam pass rate? 70% (100–150 q).​
7. Fingerprint process? State Police cards with app (<90 days).​
8. CE for renewal? 24 hours annual (Dec 31).​
9. Reciprocity to Delaware? Full (50 states).​
10. Felons eligible? Case-by-case FBI check.​
11. Exam locations? Dover, Wilmington + online proctored.​
12. License approval time? 5–10 days.​
13. DE-specific types? Variable Annuity (Life+NASD), Viatical (no DRLP).​
14. Non-resident process? $100 fee, no prints if equivalent.​
15. Top providers? All-Lines, Kaplan, ExamFX

Read more:

USA Insurance Agent License – USA Insurance Agent License

• California Insurance Agent License
• Florida Insurance Producer License
• Texas Insurance License
• New York Insurance License